The Daniels Team | Sudbury Real Estate, Wayland Real Estate, Weston Real Estate, Stowe Real Estate


Seeing your desire to buy a waterfront property through is a big accomplishment. Before you sign on the dotted lines, there are a few things that you should know about the process of choosing the perfect waterfront property for you. 


Decide What You Need


The first step in finding the right property of any kind is understanding your own needs. How do you want to use the property? Will it be your year-round home, or will you be there only a portion of the year? Really map out what your priorities are when it comes to searching for waterfront properties. From here, you can figure out what areas you’d like to search in and what type of property you want to find to suit you. What types of activities will you be doing at your property? Will a lake property do the job or do you need an ocean escape? Is canoeing or kayaking a part of your dream, or is simply sitting by the water enough enjoyment for your needs? Answering all of these questions can help you to narrow down your needs for a waterfront property. 


Touring Properties


As with any other type of home search, you should take the time to scope out the properties that you’re interested in. This means not only looking at the properties themselves but looking at the communities and neighborhoods as well. What does the area have to offer you? Is it near a town or nestled away in a secluded spot? Remember that with a typical house the size of the home is what contributes to the majority of the value of the home. With a waterfront property, the surroundings are key. The closer to the water you are, the more valuable your piece of real estate is. Consider all of the typical factors when looking at properties along with the additional concerns of being close to the amenities and natural pleasures that you crave. 


Other Important Things To Consider


Other things that you should consider in finding your perfect piece of waterfront heaven are things like:


  • How close is the beach?
  • Does the beach or lake have easy access?
  • Is there an adequate amount of privacy at this property?
  • What kind of view is there?


The more breathtaking the views and the more space between you and your neighbors will give you an advantage not only in your own living situation but in renting out the property and even selling it in the future. 


There are a lot of things that go into making the decision of finding the right waterfront property. Sometimes, hiring an experienced realtor in the area can be just what you need to understand all the aspects of your investment from the area to the type of home you choose. Don’t be afraid to hire an experienced realtor to help you in your search.   




 

Are you familiar with “green” home builders? They are contractors who construct homes from sustainable or renewable products. These green home builders use durable materials in building all kinds of homes ranging from individual bungalows to expansive, real estate developments. Just like traditional builders, they handle diverse types of construction but build in a way that minimizes waste.


Green homes have gained recent popularity due to their energy efficiency, water efficiency and minimal impact on the environment. Apart from their environmental impact, green homes are known to boost the quality of living for the occupants. Moreover, a green home can enhance their overall well-being.


While searching for a suitable, green home builder, you must examine aspects of their past work like their building strategies, experience, quality of work and expertise. A green home builder must be actively involved in all phases of your home construction; they should be a part of the process from the time of design inception to the completion of the home.


Here are things to consider before employing the services of a green home builder:


License


Just like other businesses, it is essential for real estate builders to have a license that permits them to construct green homes. These licenses are issued by the state, federally, or via local city council. It is proof that a particular contractor has a permit to build a sustainable house. Therefore, you must ensure that a green home builder has a license before employing his/her services.


Experience/ Expertise


Experience is a quality that a green home builder must have. In addition to a license, builders may seek the designation "Certified Green Professional" (CGP), which is an industry determination requiring them to pass specific coursework to obtain and maintain. In addition to certification, to choose a reliable and experienced green home builder, you should endeavor to ask your prospective green home builders to show some similar projects that they have done in the past.


Green builders who believe in the quality of their work may refer you to their past customers. When meeting these customers, ask questions that will give you an idea of the builder’s level of expertise, and how living in a green home enhances their lives.


Knowledge is power, so don't be afraid to ask the tough and necessary questions to ensure you're getting the most value and efficiency for your money. To find a green home in your area, seek the advice of your real estate professional today.


Image by annca from Pixabay

You’ve finally found the perfect home. It’s got the number of bedrooms you wanted, a spacious kitchen, updated bathrooms, and even a beautiful vegetable garden out back. Now comes the tricky part—how to pay for it.

Numerous home buyers find financing their mortgages through a credit union to be a good option. According to Magnify Money, approximately nine percent of mortgages are held by credit unions. These non-profit organizations essentially operate like banks, but are more laid back, less aggressive, and easy to work with. Here are some of the top benefits you’ll find when financing your mortgage through a credit union.

Experience a Simplified Lending Process

As a part of their philosophy, credit unions put a higher priority on customer service than they do profits. They don’t have to answer to external stockholders and put priority on profits the way traditional for-profit banks do. As a result, credit unions are equipped to offer easier loan approvals and decent mortgage rates. Even if you have a lower credit score or have saved a smaller down payment than traditionally required, you can usually find a credit union willing to work with you.

Enjoy Lower Fees & Put Money Back into Your Pocket

Credit unions are known to offer fewer origination fees and lower processing costs because they don’t have the same requirements banks do. For instance, credit unions don’t have to pay federal taxes and need to break every year due to their non-profit status. These savings are usually passed onto their members.

Build a Personal Relationship with Lender

Many mortgage seekers find they enjoy working with an entity that strives to treat them as a person, not as a distant account number. Since many credit unions are smaller entities than their for-profit banking counterparts, they typically offer a “small-town” feel, even if they are a large credit union. This is because their memberships are limited to specific affiliations.

Also, a consideration you might find of value is the fact credit unions don’t typically sell out to other entities. Chances are you’ll have one lender to deal with through the lifetime of your mortgage (although not a 100% guarantee). If you borrow from a bank, chances increase for your loan to change hands many times over the years.

There are many benefits to knowing who services your loan. If a problem or other issue arises, you’ll almost always know who you can turn to and where to send your payment.

How to Join a Credit Union

Ideally, you’ll want to be preapproved before starting your home search so you know how much you qualify for and don’t waste time looking at homes out of your price range—this is no matter what lender you ultimately decide to take out a mortgage with. But if you’re looking for low maintenance and high- quality lenders, a credit union might suit your needs.

If you’re not sure you can join one, be sure to consider all of your personal and professional affiliations, be they your college alumni, employer, HOA or church, to name a few. You can find out which ones you are eligible to join by checking your affiliations at CUlookup.com.



4 Apple Ridge, Maynard, MA 01754

Condo

$365,000
Price

6
Rooms
2
Beds
2/1
Full/Half Baths
Popular Apple Ridge! This beautiful town house offers the perfect opportunity to move right in with nothing to do but unpack.(and we can help you do that). Mint condition w/ fresh paint (still wet),new wall to wall carpet, refinished hardwood floors, newer roof, skylights, windows, gutters etc, plus updated Kitchen+Baths. 4 prime levels of living offer a first floor w/spacious Living Room,Dining area, updated Kitchen, half Bath. There is direct access to the expansive deck from this level-ideal for outdoor entertaining+enjoying the wooded view. Second flr w/spacious Master BR+spa Bath, Laundry+second Bedroom. And the 3rd flr? Perfect Home Office/Exercise Rm w/skylights. Not to be missed is the walk out LL Family Rm/Play Rm w/gas fireplace+full Bath. There is easy direct access from the backyard to the Pool+new Playground -just seconds away. Apple Ridge with its many amenities:Tennis Court, Pool, Play Ground, Garden areas, Professional management+more. Close to everything! Don't wait!
Open House
No scheduled Open Houses

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Generally, a closet ought to bring simplicity to your life. Whether it's a large walk-in or an itty-bitty space, a neat closet should be where you can get the things you need any time of the day. However, keeping a closet neat and organized can be more complicated than it seems. One day you have a clean closet that makes you hum James Brown's "I feel good." The next day the closet looks like a sharp gust of wind swept through it. No worries. Erase your closet headaches with these excellent tips.


Remove What You Don’t Need

Take your time to go through every single item in your closet, and discard anything you have not worn in a year or so. You could always donate to your local shelters or clothing drives visiting your community.

Save with Hanging Organizers

If there is no space for shelves or a dresser in your closet, try using hanging organizers to save more space. They are inexpensive and will provide an ideal place to put your folded clothes.

Hang Items on the Inside of the Door

For those that don't have sliding doors, you can add hooks to the inside of your closet door to hang items like scarves, handbags, and jewelry.

Store Out-of-Season Items

If you live in an area that is particular to season changes, storing your clothing from the prior season could free up some of your space. Check for any out-of-season clothes and neatly fold them into a bin or utilize space-saving bags to keep any critters, dust or unwanted things from getting to them. Bin's and saver bags are easy to stack and can fit neatly under your bed or in a corner in your closet.

Add a Light

Some closets come with light, while others may not. If your closet does not have a light fixture, you could easily add one. You may wish to use a preexisting light feature from another area of your home, such as free-standing lamp, or simply use a wall-mounted lamp to give your closet a little more illumination. If you opt for in-depth installation, there are a few key points to remember when it comes to choosing your bulb, such as halogen lights not typically being suitable for small, enclosed spaces due to the heat they give off. Instead, make use of fluorescent or LED options. They're energy efficient and give off minimal heat. Being able to see your things will help you keep them in order.

Store Your Shoes Elsewhere

If your closet has limited floor space, you can store your shoes in a bin under your bed, or in an over-the-door, hanging organizer on your closet or bedroom door. Both are relatively inexpensive and save a tremendous amount of space. If you prefer to do it yourself, there are ample ideas to search for such as recycled PVC shoe holders or repurposing old display furniture, like bookshelves.

Follow these simple tips, and you could save endless amounts of space in your closet. You can then use your well-designed closet as a great home feature to entice new buyers. Talk to your real estate agent about the most popular closet layouts and how to set yours up for an open house. 



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